Anmelden Kizuna Finance (“we”, “us”, or “our”) respects your privacy. This Privacy Policy explains how we collect, use, store, and protect personal information when you use the Kizuna Finance website and application (the “Service”). By using the Service, you agree to the practices described here.
1. Who we are
The Service is operated by Kizuna Finance. For privacy-related questions, contact us at info@kizunafinance.com.
2. Information we collect
Account information: name, email address, password (stored as a secure hash), language, currency, and profile preferences.
Financial data you enter: transactions, budgets, goals, accounts, and related notes. This data belongs to you and is processed to provide the Service.
Technical data: IP address, browser type, device information, approximate location derived from IP, cookies/session identifiers, and usage logs needed for security and reliability.
Payment data: when you purchase a plan, payment is processed by our payment provider (for example Creem). We do not store full card numbers on our servers.
3. How we use your information
To create and manage your account, authenticate you, and provide core finance features.
To process subscriptions, renewals, invoices, and customer support requests.
To personalize the experience (locale, currency, gamification progress) and improve product quality.
To protect the Service against abuse, fraud, and security incidents, and to comply with legal obligations.
To send important service notices (security, billing, material changes). Marketing emails, if any, are sent only where permitted and can be opted out of.
4. Legal bases (where applicable)
Depending on your location, we process data based on contract performance (providing the Service), legitimate interests (security, product improvement), consent (where required, such as certain cookies or marketing), and legal obligations.
5. Sharing of information
We do not sell your personal information.
We may share data with trusted processors who help us operate the Service (hosting, email delivery, analytics if enabled, and payment providers), under appropriate confidentiality and security terms.
We may disclose information if required by law, regulation, legal process, or to protect the rights, safety, and integrity of Kizuna Finance, our users, or the public.
6. International transfers & retention
Your data may be processed on servers in countries other than your own. We take reasonable steps to protect information in line with this Policy.
We retain account and financial entries for as long as your account remains active and as needed to provide the Service, resolve disputes, enforce agreements, and meet legal/accounting requirements. You may request deletion subject to applicable law and legitimate retention needs.
7. Security
We use industry-standard measures such as encrypted connections (HTTPS), hashed passwords, access controls, and monitoring. No method of transmission or storage is 100% secure; please use a strong unique password and keep your credentials confidential.
8. Your rights
Depending on your jurisdiction, you may have rights to access, correct, export, restrict, or delete your personal data, and to object to certain processing. To exercise these rights, email info@kizunafinance.com. We may need to verify your identity before fulfilling a request.
9. Children
The Service is not directed to children under 16 (or the minimum age required in your country). We do not knowingly collect personal information from children. If you believe a child has provided us data, contact info@kizunafinance.com and we will take appropriate action.
10. Changes to this Policy
We may update this Privacy Policy from time to time. The “Last updated” date above will change when we do. Material changes may also be communicated in-app or by email. Continued use of the Service after changes means you accept the updated Policy.
11. Contact
Kizuna Finance — Privacy inquiries: info@kizunafinance.com